Penny Pincher
Free · 2 minutes
THE 2-MINUTE FINANCIAL IQ TEST

Americans average 47%. Can you beat them?

Get your score, your money type, and the blind spots that cost people like you the most.

13 questions About 2 minutes Instant score, no signup
  1. 1Basics
  2. 2Risk
  3. 3You
  4. Plan
  5. Level 2

National average from the 2026 TIAA Institute–GFLEC Personal Finance Index (a different 28-question test). This site is supported by partner offers.

1/13
Round 1 · Money Basics 0/8

Calculating your score

Checking your answers…

Your Financial IQ

Sharp

You
0%
U.S. avg
47%

Your money type

The Builder

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Built from your answers

Your 3-step Protection Plan

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